I have just done something truly remarkable. I received a check in the mail yesterday, but
it was Saturday, so I could not walk across the street and deposit it in the
bank. Not to worry! I downloaded a free Wells Fargo app onto my IPhone
[an impressive accomplishment in itself for someone of my age]. I then opened the app, selected the account
into which I wished to deposit the check, entered the amount of the check
[which lit up boxes on the screen labeled “take a picture of the front of the
check” and “take a picture of the back of the check” or something like that, placed
the check on the desk, took a picture of the front, turned the check over,
endorsed it, took a picture of the back, tapped “deposit,” and was informed by
my phone that the check had been deposited.
Remarkable!
There is just one problem.
I still have the check. I don’t
think I can deposit it a second time.
There is probably something in the computer code that stops you from
doing that. But I still have it! Do I throw it away? Hardly, it is money. Should I send it back to the person who sent
it? He doesn’t want it. He sent it to me because he wanted me to have
it.
It is sitting on my desk as I write this, staring at
me. I am not sure I am quite ready for
the digital age.
3 comments:
I believe you are supposed to write "Deposited" and the date on the check, and then, after it goes through, tear it up and throw it out.
There is a book to be written about how unfun new technologies are when embedded in the workplace, when a person cannot afford to buy the latest gadget, yet is expected to own one... For those of us in that situation,, there no joy in these demands made via technology. Your gushing ostentatious pleasure so frequently evoked by new technologies _--_it is a recurrent theme at your blog---is, at best, awkward. Since that book has not been written, I would like to encourage you to read Bob Hughes' The Bleeding Edge, polemical, but IMHO, containing important facts. I should not spoil your good mood, but there is a larger world...
I'm not sure paper checks are quite ready for the digital age, either.
(FWIW: my credit union advises me to hold onto the thing for 60 days--if no problems crop up, I can tear it up and toss it.)
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